High Hazard Workers’ Compensation
Turn to Mackinaw Underwriters for High Hazard Workers’ Compensation coverage options
Mackinaw Underwriters partners with an industry leading A-rated carrier, licensed in all 50 states, to address HIGH HAZARD operations insurance needs across a wide range of workers’ compensation class codes. These solutions also come with significant risk management and claims services that are outcome-focused and customer centric.
Appetite Examples/NCCI Codes:
- Asphalt Works – 1463
- Concrete Construction NOC – 5213
- Concrete or Cement Work – 5221
- Door or Window (Commercial only) – 5102
- Gas Main Construction – 6319
- Grain Elevator Operations – 8304
- HVAC (Commercial or industrial only) – 5537
- Iron or Steel Erection – 5040/5059
- Iron or Steel Fabrication – 3030
- Iron or Steel Manufacturing – 3004
- Irrigation and Drainage Systems – 6229
- Mining NOC (Not coal/surface) – 1165
- Mining NOC (Not coal/underground) – 1164
- Mobile Crane and Hoisting – 9534
- Pallet Manufacturing – 2759
- Plumbing (Industrial only) – 5183
- Quarry NOC – 1624
- Roofing (Larger % of work is commercial) – 5551
- Sand and Gravel Digging – 4000
- Sewer Construction – 6306
- Sheet Metal Work – 5535
- Sign Installation – 9554
- Street or Road Construction – 5506/5507/5008
- Telecommunications (No residential) – 7600
- And many more!
Availability
The majority of payroll must be in the following states: AL, AZ, CO, GA, IA, IL, IN, KS, KS, KY, MI, MO, NC, NE, NV, OH, OK, PA, SC, TN, UT, VA, WV
Subject to underwriting requirements by carrier for each geographic region.
Submission Requirements:
- Acord 125 – Application Information Section
- Acord 130 – WC Information Section (Must include a brief narrative of all operations)
- E-Mod Worksheet and 3-4 years of currently valued Loss Runs
- Driver’s List (A current list of haulers and any other types of risks with significant auto fleet or power haulage exposures)
Contact Us Today
Reach out to the Mackinaw Underwriter assigned to your state for more details.
